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NO RECORDING FEE AS PURSUANT TO GOVERNMENT CODE 6103 RECORDING REQUESTED BY AND WHEN RECORDED RETURN TO: City of Riverside Redevelopment Agency th 3900 Main Street, 5 Floor Riverside, CA 92522 Attn: Gae Galvan DO~I~ # 2003--292010 ~4/2003 98:90~ ~ee:NC Page ! of 7 Recorded in Official Records County of Riverside Gary k. Orso Rssessor, County Clerk & Recorder (La Sierra Apartment Owners) THIS AGREEMENT ~s executed as of this 31 day of Dana L. Haynes, a married man, as sole and separate property AGREEMENT CONCERNING REDEVELOPMENT AGENCY CONSTRUCTION LOAN ,2003, by and between ("Owner") and the REDEVELOPMENT AGENCY OF THE CITY OF RIVERSIDE, a political subdivision of the State of California (the "Agency") and is made with reference to the following facts: RECITALS A. Owner is the owner of certain real property located in the City of Riverside, California, more particularly described in Exhibit "A" attached hereto (the "Property"). The Property consists of one or more multi-residential housing units, also as more particularly described in Exhibit B. The Agency has authorized the funding of a construction loan to Owner for the benefit of the Property (the "Loan") upon terms and conditions more particularly described in a Loan Agreement between Owner and the Agency (the "Loan Agreement"), a Promissory Note (the "Note") and Deed of Trust (the "Deed of Trust") - (collectively the "Loan Documents"). C. In accordance with the terms and provisions of the Loan Documents, the parties desire by this Agreement to subject the Property to certain covenants and restrictions, as set forth herein. THIS INSTRUMENT FILED FOR RECORD BY FIRST AMERICAN TITLE INSURANCE COMPANY AS AN ACCOMODATION ONLY. IT HAS NOT BEEN EXAMINED AS TO ITS EXECUTION OR AS TO ITS EFFECT UPON THE TITLE