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Insured: K & L Contracting, Inc. COMMERCIAL AUTO <br />Policy #: BAW(19)56152675 CA 88 10 01 13 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />BUSINESS AUTO COVERAGE ENHANCEMENT ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESS AUTO COVERAGE FORM <br />With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified <br />by the endorsement. <br />COVERAGEINDEX <br />SUBJECT PROVISION NUMBER <br />ADDITIONAL INSURED BY CONTRACT, AGREEMENT OR PERMIT <br />3 <br />ACCIDENTAL AIRBAG DEPLOYMENT <br />12 <br />AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS <br />19 <br />AMENDED FELLOW EMPLOYEE EXCLUSION <br />5 <br />AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE <br />13 <br />BROAD FORM INSURED <br />1 <br />BODILY INJURY REDEFINED <br />22 <br />EMPLOYEES AS INSUREDS (including employee hired auto) <br />2 <br />EXTENDED CANCELLATION CONDITION <br />23 <br />EXTRA EXPENSE -BROADENED COVERAGE <br />10 <br />GLASS REPAIR - WAIVER OF DEDUCTIBLE <br />15 <br />HIRED AUTO PHYSICAL DAMAGE (including employee hired auto and loss of use) <br />6 <br />HIRED AUTO COVERAGE TERRITORY <br />20 <br />LOAN / LEASE GAP <br />14 <br />PARKED AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) <br />16 <br />PERSONAL EFFECTS COVERAGE <br />11 <br />PHYSICAL DAMAGE - ADDITIONAL TRANSPORTATION EXPENSE COVERAGE <br />8 <br />RENTAL REIMBURSEMENT <br />9 <br />SUPPLEMENTARY PAYMENTS <br />4 <br />TOWING AND LABOR <br />7 <br />TWO OR MORE DEDUCTIBLES <br />17 <br />UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br />18 <br />WAIVER OF TRANSFER OF RIGHTS OF RECOVERYAGAINST OTHERS TO US <br />20 <br />SECTION II - LIABILITY COVERAGE is amended as follows: <br />1. BROAD FORM INSURED <br />SECTION II - LIABILITY COVERAGE, paragraph A.1. - WHO IS AN INSURED is amended to include <br />the following as an insured: <br />d. Any legally incorporated entity of which you own more than 50 percent of the voting stock <br />during the policy period. However, "insured" does not include any organization that: <br />(1) Is a partnership or joint venture; or <br />(2) Is an insured under any other automobile policy; or <br />(3) Has exhausted its Limit of Insurance under any other automobile policy. <br />Paragraph d. (2) of this provision does not apply to a policy written to apply specifically in <br />excess of this policy. <br />e. Any organization you newly acquire or form, other than a partnership or joint venture, of which <br />you own more than 50 percent of the voting stock. This automatic coverage is afforded only for <br />180 days from the date of acquisition or formation. However, coverage under this provision <br />does not apply: <br />(1) If there is similar insurance or a self-insured retention plan available to that organization; <br />© 2013 Liberty Mutual Insurance <br />CA 88 10 01 13 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 7 <br />